How buying very cheap car insurance no deposit saved me
This month is cursed. I had yet another bad day – the worst one yet. I was driving home after dropping the kids at school, and got rear-ended by someone who just drove off! Getting hit was bad enough – I’m pretty sure I’ve got whiplash – but for them to not even stop just made it worse. Luckily the woman behind them managed to catch their registration and stopped to let me know, so I should be able to make a claim.
On the plus side, I actually changed my insurance policy a few months ago to one that sounded much better, so I’m not too worried about that part of the process. I actually found some very cheap car insurance, no deposit needed, with a decent deductible rate ( Found it here: verycheapcarinsurancenodeposit.com). They were really helpful when it came to setting up the account, and I had a lot of questions that they went through with me (I’ve always paid a deposit before) so if their customer service is as good as their sales team was, it shouldn’t be too painful. I decided to go with no deposit car insurance instead of no down payment car insurance, because having no deposit provided better coverage.
It’s weird, isn’t it, how you complain about making all those payments that ‘you’ll never need’, and then BAM! One driver who isn’t paying attention and you couldn’t be more thankful. Next time I want to start complaining about my car insurance (or any insurance, to be honest!), I’m going to think back to today and remember that’s why I pay each month. It might be annoying when everything is fine, but I’d rather have a minor annoyance each month than a huge catastrophe when something does go wrong!
It’s got me thinking about what exactly different things cover too. I upgraded to a different car insurance policy because I was worried about what might not be included, and I’m thinking now I should maybe do the same with my house insurance – I’ve been looking back at the policy I used to be on and realising how much I might have had to pay out of pocket with it!
Anyway, I guess even if this month is cursed, forward planning seems to be able to take the sting out of things, so maybe I’ll just start using it as an excuse to be more organised. Got to find something positive, right?